Reduce Your EMI Today

+91 |
Please indicate that you have read and agree to the Terms and Conditions and Privacy Policy

lock Your data is safe and encrypted

How to Apply for a Balance Transfer?

mobile 01

Apply Online

Enter your mobile number and PAN to begin

percentage 02

Evaluate Balance Transfer Offers

Check for options that reduce your outstanding dues at lower interest rates

Money 03

Get Your Loan Disbursed

Selected lender completes the disbursal process

Best Personal Loan Offers from Top Banks

Find more details on the personal offers from
leading banks.

HDFC

Loan Amount*

Rs. 40L

Int. Rate*

10.50 onwards

Loan Tenure

12 - 60 months
SBI

Loan Amount*

Rs. 20L

Int. Rate*

10.55% onwards

Loan Tenure

6 - 72 months
ICICI

Loan Amount*

Rs. 50L

Int. Rate*

10.80% onwards

Loan Tenure

12 - 72 months
Axis

Loan Amount*

Rs. 40L

Int. Rate*

10.49% onwards

Loan Tenure

12 - 60 months
Kotak Mahindra Bank

Loan Amount*

Rs. 40L

Int. Rate*

10.99% onwards

Loan Tenure

12 - 60 months

Disclaimer: The interest rate charges are subject to constant change as they are affected by several factors. Please check the prevailing interest rate with your lender before applying.

Balance transfer Personal Loan Details

Find the required details you need to know before applying
for a Balance transfer personal loan.

Interest Rate: Starting from 10.5% to 18.5%
Loan Amount: Up to Rs 7 lakh
Tenure: Starting From 3-36 months
Maximum APR: 18.5% p.a.
Minimum Salary: Rs 20,000 per month
Age: 18-55 years
Processing Fee: 0.5% to 2%

Quid Prime, through its partner Banks and NBFCs, facilitates Personal Loans with flexible repayment tenures based on the lender's policy and the applicant's eligibility. The applicable interest rate, processing fee, and other loan terms may vary depending on the customer's credit profile and the lending partner's policy. The Annual Percentage Rate (APR) represents the total annualized cost of borrowing, including both the interest rate and applicable processing fees

Representative Example APR Calculation:
A Personal Loan of Rs. 1,00,000 availed at an interest rate of 18.5% for a tenure of 12 months with a processing fee of Rs. 1,000 will have an APR of 20.5%. This means the total amount payable by the customer at the end of the loan tenure will be Rs. 1,11,000.

Your Questions, Answered

Quidprime is a digital financial marketplace that helps borrowers reduce the interest on their existing loans and credit card dues by connecting them with suitable lending partners for balance transfer offers.

No. Quidprime is a technology platform that connects eligible borrowers with lending partners. The final approval, loan amount, interest rate, and disbursal are determined solely by the lender.

Currently, Quidprime helps customers with:
  • Personal Loan Balance Transfer
  • Home Loan Balance Transfer
  • Business Loan Balance Transfer
  • Credit Card Balance Transfer
  • Balance Transfer with Top-up (where eligible)

A balance transfer may help you:
  • Reduce your monthly EMI
  • Get a lower interest rate
  • Save on total interest payable
  • Avail additional funds through a top-up loan (subject to eligibility)

Using Quidprime to check your eligibility and available offers is free. Any processing fee or other charges, if applicable, are determined by the lender and will be disclosed before loan processing.
Loading...