We, Quid Innovations Private Limited ("Company"), having its registered office at 111, B Wing, Western Edge II, Western Express Highway, Magathane, Borivali East, Mumbai- 400066, Maharashtra, is the owner of the website www.quidprime.com ("Site") and hereinafter referred to as 'Quid Prime' or 'us' or 'we' or 'our'.

Quid maintains the Site for your communication and information. By availing any service/ facility being provided by Quid Prime directly or indirectly including by utilising the Site ("Services") you have agreed to each and all of the terms and conditions of this Privacy Policy as set forth below and waive any right to claim ambiguity or error in the same.

This Policy seeks to help you understand:

• The type of personal or sensitive personal data or information collected by Quid Prime;
• The purpose of collection of personal information, the manner of collection, storage and use of such information;
• The parties to whom such personal information is disclosed; and
• The security practices and procedures and management of personal information adopted by us to protect your personal information collected by us.

It is pertinent for you to read the Privacy Policy carefully because anytime you avail our Services or use/view the Site, you consent to the practices Quid Prime describes in this Privacy Policy. This Privacy Policy does not concern any third-party site that are linked to Quid Prime's Site or popups while using the Site and any products and services being provided by such third parties. It is your own responsibility to ensure that you understand, agree and comply with the legal terms and privacy policies provided by third-party websites.

Collection of Information

Quid Prime may collect, store and use information about you when you (a) visit, use, view, and/or otherwise utilise the Site including filling out any form and subscribing to any newsletter and/or (b) fill any loan application form online or otherwise when you apply for a loan via Quid Prime and this loan application form called by whatever name, may be provided directly by Quid Prime or through any sourcing partner of Quid Prime and may or may not specify the name of Quid Prime as the lender and/or (c) through any other modes and includes the information that you submit directly or indirectly to us for availing the Services. Further, the information provided by you may be further utilised to procure more information.

In the course of using this Site or availing the Services, Quid Prime collects various information including your name, address, email address, phone number, date of birth, occupation, financial information (such as income, income sources, bank account details etc.), biometric information, documents that you provide to us to verify your identity or in terms of KYC requirements (such as copies of your Aadhaar Card, PAN Card, and/or bank statement.

Quid Prime may also collect some information automatically each time you use the Site which may include:

• IP address;
• Information about your web browser software and version;
• General geographic location indicated by your IP address;
• Website that referred you to us, and similar information;
• Your device's metadata.

We may also collect information about your activity on our Site, which might include:

• Frequency of visits to our Site;
• Average length of visits;
• Pages viewed during a visit.

We may use various technologies to collect information about your activities on our Site, including Cookies and beacons. By accessing and using the Site, you consent to the storage of cookies, other local storage technologies, beacons and other information on your devices. You also consent to the access of such cookies, local storage technologies, beacons and information by us and by the third parties mentioned herein.

Use of collected Personal Information

Quid Prime may use the personal information that is collected from you to provide various Services and for our internal business purposes, including, but not limited to:

• Responding to your requests for our products and services;
• To undertake your credit valuation from time to time to ensure due payment of any loan facility granted to you;
• Responding to your requests for information;
• Maintaining and managing your account with us;
• To personalise your experience (your information helps us to better respond to your individual needs);
• To improve our Site (we continually strive to improve our Site offerings based on the information and feedback we receive from you);
• To improve customer service (your information helps us to more effectively respond to your customer service requests and support needs);
• To process transactions and to provide you with transaction and post transaction-related services;
• For advertising, such as providing customised and personalised advertisements, sponsored content and sending you promotional or marketing communications;
• To send periodic emails;
• The email address and phone number you provide may be used to send you information, respond to inquiries, and/or other requests or questions.

Your personal information is being used by automated algorithms only.

In addition, certain information we collect, such as the IP address of any computer or other device that you use to access our Site and any other domains that may be operated by Quid Prime, will be used to monitor and investigate possible violations of and to enforce any terms and conditions associated with our Services or other applicable agreements / contract between you and Quid Prime / any service provider of Quid Prime. By availing any Service, using the Site and / or providing Quid Prime with your information, you consent to the storing of information by Quid Prime.

Retain Information

We will retain your information till the time You revoke the consent. We will ensure to fulfil your request subject to any requirement of retaining information as per applicable law. Your revocation of consent shall delete Your Account and Your Information. In order to revoke consent or delete Your Account, click here.

Changes to your Information

If the information provided by you has changed, then you may update it by contacting us on the details provided below. You are also entitled to review the information provided and ensure that any personal information or sensitive personal data or information found to be inaccurate or deficient be corrected or amended as feasible. However, Quid Prime shall not be responsible for the authenticity of the personal information or sensitive personal data or information supplied by you.

Monitoring

All transactions of suspicious nature and/ or any other type of transaction notified under The Prevention of Money-Laundering Act, 2002, shall be reported to the appropriate law enforcement authority, as the same reaches our knowledge.

Proprietary Rights

Quid Prime owns the copyright in all of the information and material contained in this Site. Quid Prime has proprietary rights over the content on the Site, including but not limited to designs, text, graphics, pictures, video, information, software. You may not copy, reproduce, distribute, or create derivative works from this content or reverse engineer or reverse compile any of the Service technology used.

No Contractual Obligation

Please note that this Privacy Policy does not create any contractual or other legal rights in or on behalf of any party, nor is it intended to do so.

Personal Information Protection

Quid Prime shall use commercially reasonable security measures (including physical, electronic and procedural measures) to safeguard personal information against loss, misuse, damage or modification and unauthorized access or disclosure.

Minor's Privacy

We do not knowingly collect personal information from minor children. If we learn that we have collected personal information from a child who is in the minor category, we will delete that information from our database unless we have authorisation from the guardian of such minor.

Your Consent

By using our Services, you consent to this Privacy Policy. You hereby expressly and irrevocably authorise Quid Prime / its partners / affiliates to collect, store, share, obtain and authenticate any aspect of your personal information / KYC either directly or through any of the authorized agencies and disclose such information to our agents /contractors / service providers and to also use such information in the manner that may be required by Quid Prime / its partners / affiliates including for the purposes of grant of credit facility and for purposes of its business and for such time period as we may deem fit. In this regard, you expressly and irrevocably authorise Quid Prime / its partners / affiliates to collect, use, verify and authenticate your personal identity information / KYC in any manner without any notice to you.

Privacy Policy Changes

This policy provides a general statement of the ways in which Quid Prime aims to protect your information. Quid Prime may, however, in connection with specific products or Services offered by it, amend statements to this Privacy Policy or supplement this policy with another.

We may also occasionally update this Privacy Policy to reflect changes in our practices concerning the collection and use of your information. As a result, we encourage you to review the Privacy Policy before accessing the Site or otherwise furnishing data to Quid Prime or availing our Services. We reserve the right to change or update this Privacy Policy and you are suggested to regularly review the Privacy Policy.

Disclaimer and Indemnity

WITHOUT LIMITING THE FOREGOING, EVERYTHING ON THIS SITE, THE CONTENT, SERVICES AND MATERIALS IN THE SITE ARE PROVIDED "AS IS" AND ON AN "AS AVAILABLE" BASIS WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND EITHER EXPRESS, IMPLIED OR STATUTORY. WE DO NOT MAKE ANY REPRESENTATIONS, WARRANTIES OR ENDORSEMENTS REGARDING THE ACCURACY, RELIABILITY, USEFULNESS OR COMPLETENESS OF THE SERVICES, CONTENT OR MATERIALS IN THE SITE OR ANY SITE LINKED TO IT. TO THE MAXIMUM EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEM ENT, DESIGN, ACCURACY, CAPABILITY, SUFFICIENCY, SUITABILITY, CAPACITY, COMPLETENESS, AVAILABILITY, COMPATIBILITY OR ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. WE DO NOT WARRANT THAT THE SITE OR THE SERVICES, CONTENT, MATERIALS OR FUNCTIONS CONTAINED IN THE SITE WILL BE CONTINUOUSLY AVAILABLE, UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE, SERVICES, CONTENT, MATERIALS OR THE SERVERS THAT MAKE THE SITE OR SUCH SERVICES, CONTENT AND MATERIALS AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR ARE ACCURATE OR COMPLETE. WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE SERVICES, CONTENT, MATERIALS, FUNCTIONS OR PRODUCTS AVAILABLE THROUGH THE APP/ SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

Neither Quid Prime and its affiliates, nor their or their affiliates' officers, employees or agents shall be liable to you or anyone else for any loss, damage or expense arising out of any access to or use of this Site / Services or any site linked to it, including, without limitation, any loss of revenues or profits, loss of business or loss of data, indirect, incidental or consequential loss.

You agree to indemnify, save, and hold Quid Prime, its affiliates, contractors, employees, officers, directors, agents, third party associates, licensors, and partners harmless from any and all claims, demands, losses, damages, and liabilities, costs and expenses, including without limitation legal fees and expenses, arising out of or related to your use or misuse of the services or of the Site, any violation by you of the Terms of this Privacy Policy, or any breach of the representations, warranties, and covenants made by you herein or your infringement of any intellectual property or other right of any person or entity, or as a result of any material posted/ transmitted by you on the Site including ones that are threatening, libellous, obscene, harassing or offensive.

Quid Prime reserves the right, at your expense, to assume the exclusive defence and control of any matter for which you are required to indemnify Quid Prime, including rights to settle, and you agree to cooperate with Quid Prime's defence and settlement of these claims. Quid Prime will use reasonable efforts to notify you of any claim, action, or proceeding brought by a third party that is subject to the foregoing indemnification upon becoming aware of it.

CONTACT INFORMATION

In case of any grievance / review of information, you may contact the grievance officer on the coordinates provided below:

grievances@quid.money

Address:

111, B Wing, Western Edge II,
Western Express Highway,
Magathane, Borivali East,
Mumbai- 400066, Maharashtra
Email: grievances@quid.money
Phone: +91- 98198 49596
RBI Sachet Portal Link : https://sachet.rbi.org.in